✦ TRANSPARENCY & CARE
Clear, honest information about your rights, fees, and how we work together.
TABLE OF CONTENTS
Notice to Therapy Clients in Vermont and Massachusetts
Under the No Surprises Act (federal law effective January 1, 2022), you have the right to receive a Good Faith Estimate of expected costs before beginning services — and at any time upon request.
This requirement applies to licensed clinical therapy services (IFS/EMDR) only. Astrology readings and Family Constellations are alternative healing services and are not subject to the No Surprises Act.
Following your initial evaluation, I will provide a written estimate of anticipated session frequency and approximate cost of treatment. This is not a contract; it is a tool to support your informed decision-making.
| Service | Fee |
|---|---|
| Individual Therapy (IFS/EMDR) | $165 per 50-minute session |
| Free 15-Min Phone Consultation | No charge |
Intensive packages disclosed separately.
If you receive a bill $400 or more above your estimate, you have the right to dispute it. For more information, visit www.cms.gov/nosurprises or call 1-800-985-3059.
To request an estimate, use the contact form on this site. I will respond within 3 business days, or at least 1 business day before your first appointment.
A Good Faith Estimate is valid for 12 months from the date of issuance.
Intentional, Confidential, Client-Centered Care
I am a private pay provider. I do not work with insurance companies.
This is an intentional choice — not a limitation. Working outside of insurance allows me to offer personalized, depth-oriented care without clinical restrictions, and keeps your information fully confidential without third-party access or limitations on the frequency, length, or focus of our sessions.
In this space, we honor your healing as a whole and sovereign process — not a diagnosis or a set of billing codes.
And, I understand that cost is a real consideration. If you have out-of-network benefits through your insurance plan and would like to utilize them, I can provide a superbill (a detailed receipt) for you to submit to your insurance, or — with your permission — I can submit out-of-network claims on your behalf. Please note that in some cases, insurance may issue reimbursement directly to the provider rather than to you; if this occurs, we will transition to superbills so that you can submit claims directly going forward.
Please also note that Astrology readings and Family Constellations sessions are not covered by insurance and cannot be submitted for out-of-network reimbursement. These services are privately paid for, regardless of your insurance plan or benefits.
Payment is due at the time of service. I accept major credit cards, debit cards, and HSA/FSA cards, as well as cash or check.
For a step-by-step guide on how to submit for out-of-network reimbursement, visit the FAQ page →
Accessibility & Reduced-Fee Spots
There are no sliding scale spots available at this time. I encourage you to check back, or to reach out — I am happy to have a conversation about what is possible.
When spots are available, they are offered on a good-faith, self-reported basis. There is no formal income verification required. I simply ask that you share a little about your situation so we can find an arrangement that works for both of us. This conversation is held with the same care and confidentiality as everything else we discuss.
To inquire, please use the contact form or mention it when you reach out.
Please note: Sliding scale sessions are not eligible for out-of-network insurance reimbursement. Insurance submission requires that the full session rate be billed. If you are interested in utilizing out-of-network benefits, sessions must be held at the full rate.
Respecting Our Time Together
I require at least 24 hours' notice to cancel or reschedule any appointment, including free 15-minute consultations. Late cancellations and no-shows are charged the full session fee, except in genuine emergencies. Late arrivals end at the scheduled time.
For scheduled sessions, if you have not arrived within 10 minutes of your scheduled appointment and I am unable to reach you after an outreach attempt, the session will be treated as a cancellation without 24 hours notice.
All sessions are by appointment only. Use the contact form on this site to schedule.
Please note that insurance does not cover or reimburse late cancellations or missed session fees. For the same reason, HSA/FSA funds cannot be used for payment in the event of a late cancellation or missed appointment, as these charges are not eligible under HSA/FSA guidelines. If a late cancellation or no-show fee applies, an alternative payment method must be arranged.
Your Information is Protected
Everything you share in therapy is confidential. I am bound by HIPAA and applicable Vermont and Massachusetts law, and will not disclose your information without your written consent, except as legally required:
Astrology readings and Family Constellations sessions are not covered by HIPAA, but I hold all information shared in these contexts with the same care and discretion.
Email and text are not fully secure. For sensitive matters, please use the contact form or request a phone call. You have the right to request a copy of your records at any time.
Community Circles, Workshops & Group Offerings
Family Constellations group sessions are offered periodically throughout the year as workshops and community circles. The following policies apply to all group offerings.
Group sessions operate on a cost-sharing model. Pricing is listed on the event flyer for each offering. Payment is due prior to the event in order to secure your spot.
Each group session typically includes one or two individual constellations. Attendance and payment do not guarantee that your personal constellation will be selected for facilitation. Participants frequently report meaningful insights and personal benefit from attending and participating, even when their own constellation is not among those facilitated in the session.
Please provide at least 48 hours notice of cancellation (email preferred). Refunds cannot be issued for cancellations made within 48 hours of the event.
Family Constellations sessions are not covered by insurance and cannot be submitted for out-of-network reimbursement. These sessions are privately paid. Payment is due prior to the event.
Video Sessions
I offer video sessions for therapy clients physically located in Vermont or Massachusetts at the time of the session.
Astrology readings and Family Constellations sessions may be offered via video regardless of location.
Video sessions are conducted via a HIPAA-compliant platform. You will need a private, quiet space and a stable internet connection. Prior to beginning telehealth services, I will ask for your current address and a local emergency contact.
Last updated: May 2026 · Soul Healing Vermont · Rose Stackhouse, LICSW